+26 0211 227001 info@monetafinance.co.zm

Our Story

Experience the You

First difference.

What makes Moneta different is not the systems we use or the size of our buildings; it’s you our client. Our You First values represent the heartbeat of our organization. It is the steady drum that has and always will drive our decisions and how we treat you.

Our Moneta Family puts these values into practice. Browse our blog and experience story after story of who we are.

Moneta Finance Limited is a registered credit provider whose focus is to provide finance to Zambian individuals working in both the private and public sectors. Moneta Finance formerly known as PD Finance is a wholly owned Zambian company incorporated as a microfinance institution under the Patents and Company Registration Agency (PACRA) on the 4th of June 2009 registration number 78972 and is also duly regulated by the Bank of Zambia as a non- deposit taking financial institution. Moneta is well established positioned in the microfinance sector offering unsecured term loans to formally employed individuals, invoice discounting to emerging Zambian entrepreneurs and growth capital to small –medium and micro enterprises. Moneta prides itself as one of the financial revolutionaries in personal finance and the pioneers of instant salary backed loans which do not require collateral. Moneta Finance operates with a head office in Lusaka and strategic branches in Kitwe, Chingola, Kabwe, Mufulira and Solwezi.


Our journey began on 4th June 2009 as a small group of people driven by these values.



 Create personal and professional growth opportunities.

Better the places we live in.

Respect ourselves and others.

Embrace change and encourage innovation.

Know when to ask for help and know when to offer help.

Smile, be helpful and be passionate.

Commit to our customers with undivided attention.

Keep everyone’s personal and financial information confidential.

Complete our work timely and accurately.

Seek and share knowledge.

Strengthen shareholder value.

Work hard. Do the right thing. Have a little fun!

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